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香荽见红椒说笑如常，放下心来，便说自己有点事，就不去了。近七十的板儿爷老王突然要认妈，既得巨奖又了了毕生心愿，照理是好事一桩，面对电视台直播镜头说出一番心里话让人感动的同时却也让人黯然神伤，在世俗的目光里，老人感受了一份高洁，在追求实际和实惠的时尚潮流中，大字不识的三轮车夫却追求了一回古典小说里才有的浪漫；老王是个锁厂退休的修锁工人，这个不懂经营的老实人有意无意间却被推上了一家文化公司法人代表的位置，这是一把对他来说结构说不清有多复杂的锁。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.[All-round Introduction to Weightlifting]红椒到底还是放不下万元的妹妹，看着郑氏，目光闪烁不定，嗫嚅道：那……那招弟不是要卖去人家了？板栗摇头道：不会的。Press select and start at the same time to enter the emulator setting interface杨长帆一口茶险些喷了出来。