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Undertake. Yixin Model: Unsecured Guaranteed Model Yixin Company was established in Beijing in 2006 and then launched P2P Platform for Yiren Loan. Different from the auction, when the investor decides to lend the funds in his hand, Yixin selects the borrower for him from among the loan applicants. The interest rate of the borrower is decided by Yixin according to its credit review, and the profit of the enterprise mainly comes from the service fee. Yixin's model is more like a combination of housing agencies and Taobao. Housing agencies collect housing resources, then contact buyers and charge agency fees after the transaction. The specific operation process is as follows: Yixin will break up the lender's money and make a multi-person loan contract to the lender. When the money reaches the third-party account, the contract will come into effect. Although Yixin does not have a contract between the lender and the borrower, Yixin's third-party account holder acts as the debt transferor for lending and borrowing, that is, the third-party account holder becomes Yixin's lender first, and after Yixin selects the borrower, the third-party account holder transfers the creditor's rights to the real lender. For each borrower recommended by P2P credit service platform, the lender has the right to decide whether to lend to the borrower of Yixin portfolio; The borrower repays the loan every month, the lender can dynamically know the repayment, income and other information of each creditor's right every month, and the lender can get the principal and interest repaid in the second month. Of course, lenders can also choose not to collect money but to continue to look for the next borrower in Yixin. This model was initiated by Yixin. Yixin mode has two main characteristics: Yixin's security system from the perspective of Yixin's operation mode, Yixin has stronger control over borrowers, and lenders内地企业家苏礼到香港发展，欲与安信旅游集团合作开发香港独一无二的生态度假村。在安信旅游集团主席顾东海为从美国留学归来的儿子顾浩民举办的酒会上，香港十大富豪之一的韦卡斯对苏礼狠狠地说：“感谢您在内地指证我的儿子，使他锒铛入狱，我决不会放过你“……过了好久，他打断不知疲倦的儿子。现代女孩青离穿越到古代，莫名变成了青霄国的皇上，还是个女皇上？只有死去的先帝和贴身丫鬟知夏知道她女儿身的身份，青离在隐藏身份之外，还要和想要谋权篡位的摄政王、楚丞相二人周旋，青离隐瞒身份脱身，和摄政王、楚丞相又发生了什么故事呢……就在“上海五万人”举办前夜，多年来努力的目标眼看就要实现，ROCKY却收到了MAY的消息！ ROCKY不顾团队所有人的反对，一意奔回家乡见MAY一面……他相信他绝对可以及时返回，顺利创造奇迹……Creates an object from its specific subclass. Q: How can it be realized? Answer: To create abstract classes derived from factories, that is, specific factories create specific products. Since products are to be created, product abstract classes and specific product classes are naturally needed.葫芦憨憨地笑了下，并不动脚。