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Diao Shen Xia: This kind of person may not be limited to running a few demo. He has also made some adjustments to the parameters in the model. No matter whether the adjustment is good or not, he will try it first. Each one will try. If the learning rate is increased, the accuracy rate will decrease. Then he will reduce it. The parameter does not know what it means. Just change the value and measure the accuracy rate. This is the current situation of most junior in-depth learning engineers. Of course, it is not so bad. For Demo Xia, he has made a lot of progress, at least thinking. However, if you ask why the parameter you adjusted will have these effects on the accuracy of the model, and what effects the adjustment of the parameter will have on the results, you will not know again.1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.也好。《时代周刊》曾刊文道：“如果16世纪有八卦小报，亨利八世一定是每期的封面人物。”的确，这位才华横溢且私欲膨胀的英国国王，一生娶了六个妻子，在历史上曾留下无数瞩目的争议。1956年湖南望城县安庆乡正在举办黄荷坝小学毕业生文艺汇演，雷正兴将受尽欺凌的渔家小姑娘演绎的有血有肉，惟妙惟肖。台下的六叔公六叔奶奶看得也是热泪盈眶，不觉已被记忆拉扯回到苦难的1944年。郭家驹（潘粤明）大学毕业后创建了一家小型IT公司，但因经营不善负债累累，被迫将公司关闭后，他也失去了女友。不巧的是，在老家福建某个小山村的父亲此时病重，家人要他立刻带女友回去，情急之下，郭家驹租下“三陪小姐”莉莉（李佳璇），要求对方假扮教师冒充他女友回家交差。　　不知道延续到何方，深不见底的巨大纵向洞穴，