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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.《小姨多鹤》是一部“苦难年代的温情故事”——讲述名叫多鹤的“日本遗孤”抗战结束后在一户普通的东北张姓人家几十年的生命历程故事。日本兵败二战，在艰难的逃亡中，垦荒团的少女多鹤依靠机智和对生的本能渴望逃过了死亡，阴差阳错被张石匠、关小脚老两口相救，张家二儿子张俭的老婆朱小环曾因日本鬼子的惊吓导致流产，从此不能生育。多鹤的介入，使得整个家庭的关系变得有故事起来。之所以有“小姨”之称，是因为张家及她对外都要掩饰其身份，那是一个特殊的年代，生下的三个孩子不能喊她妈妈。这位“小姨”一路几十年，和张家、和小环、和孩子、和行进中的社会，形影相随，情感相随，感动相随，泪水相随。五个配合默契的杀手中有一人突然金盆洗手，并且带着妻子远离尘嚣，在澳门过着恬静的生活。王儒学，男，四十多岁，农业技术推广站土专家，普通共产党员。邻居四丫因欠下村中流氓无赖刘万发的高利贷，无钱给女儿桑梓看病，被洪艳秋、刘万发、海英跳大神误了诊命丧黄泉。这一事件，使王儒学内心深受震撼，他辞去职务，回村带领农民致富。他带着强烈的致富理念开始大棚育苗，发展生态产业链。 城里的包工头刘万青、刘万发得知这道产业链前景经济价值不可估量，象条响尾蛇爬来，不择手段和王儒学展开恶性竞争，哥俩一唱一合，夹击着王儒学，王儒学顶着沉重压力和刘万青、刘万发展开一次又一次较量，最后终于战胜了坑农害农的刘万青、刘万发。朝阳村的百姓最终走上了致富的道路。唯一能与之周旋的或许就是江东的越王了，大哥看中的人选他是不会去染指的。在未来世界，纯净是最高准则。一位女子为了对抗恐怖的现实，不惜付出一切；而支撑她面对如地狱般的世界的唯一力量，是她的女儿蕾拉。所有集数于 6 月 14 日首播，Netflix 独家。　　农村出身的拉丁舞老师余梦辉（张敬轩 饰）在被要求比赛三连冠的压力下，以严苛的方式训练少儿舞蹈队，但比赛却以失败告终余梦辉还被家长揍了一顿。心灰意冷的他回到乡下父亲（林雪 饰）的菠萝园，怎料小队员们追来，在舞厅老板蓝姨（郝蕾 饰）的说动和小朋友的努力下，余梦辉重整旗鼓，他决定带着小朋友们重回舞台，却错过了第二场比赛，同时一场真人秀比赛向他们发出了邀请，等待他们的将会是什么？