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谁也不会想到，刘栋和田村这对孪生兄弟的命运会在1962年的那个秋天产生如此巨大的反差！那是一个午后，大肚子的孕妇王桂香突然要临盆，昏厥在路边的大榆树下。也许一切的故事都开始于巧合，部队某军官田辽沈、杨佩佩夫妇正好开车经过王桂香的身边，身为护士的杨佩佩果断地把王桂香送到了她所工作的部队医院。王桂香很争气，一口气生了个双胞胎！杨佩佩在向王桂香丈夫刘二嘎道喜的时候，内心充满了落寞和叹息！她和田辽沈结婚多年，却始终没有孩子，领养一个属于自己的孩子成了杨佩佩心底最大的期待！一切似乎顺利成章，由于家庭的贫困，王桂香将双胞胎中的老二送给了田辽沈夫妇，然后自己带着双胞胎中的老大回到了乡下。那个送给田家的孩子取名叫做田村；而那个农村的孩子，则叫刘栋。王桂香终于憋不住，将其中一个孩子送给田家的事告诉了刘二嘎。刘二嘎一听犹如五雷轰顶，他固执的认为只要是一家人，即使饿死也要死在一块儿，他决定去城里抱回自己的亲身骨肉！在田家的一晚，刘二嘎和王桂香真真切切地看到了田家对小田村无微不至的爱和巨大的不舍，再联想到自家的Eric是一名天才过人的高尔夫球手，也是一个非常没有修养的大学生。一次高尔夫对决中，他输给了一对整形外科医生，他的生活由此发生了翻天覆地的变化：他失去了钱，失去了女友，失去了尊严，失去了高尔夫球，他的坏男孩的生活态度戛然而止。Eric和好朋友Tyler打算找回自己的生活，成为一个真正的男子汉。I still made a set of poison. I feel that the damage is enough. The rocket grass will burn myself. . .泥鳅娘也是一样。她俩这会儿穿了一身粗布衣裳，如同穷家小户的村姑，头发也梳成往日的垂寰发，因身材长高不少，越发显得出挑了。Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model