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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.This is a problem. Due to the homologous policy, the iframe content cannot be loaded at all, so the form submission inside will certainly not be executed.以笨蛋节奏租下的个人的写作工作室为舞台，香蕉人的日村和奥黛丽的若林闲闲没事会来串门子，打扰他的写作，住附近的女演员水川麻美也会来凑热闹…！经由四人的互动中一窥艺人的生活中遇到的各式的问题和烦恼，混合着现实和虚构的新型态的剧。俞心蕾（徐熙媛 饰）原是一个生长在富裕家庭的上海姑娘，她有公主般的生活，才貌双全，有一个疼爱她的未婚夫尚东，她把一切事情都想得理所当然，但家中生意面临困境，她的景况也改变了。The "Learning Culture" section is extremely rich in content and is divided into columns such as Chinese ancient books, Chinese literature, Chinese poetry, Chinese opera, Chinese music, Chinese fine arts, Chinese literature, Chinese architecture, Chinese martial arts, Chinese medicine, Chinese idioms, Chinese couplets, Chinese lantern riddles, Chinese characters, etc. Each column has a lot of content.侠客文化已经在网上建了天河魔剑录的官网，现在每一天，都会放出一点爱丽丝和何薇的剧照，还有小说的设定，以及送出一些周边礼物。对于薄姬夫人失踪的怀疑也另有其人，因为消息不曾及时传递，暂时还不知晓。