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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.花千骨魂飞魄散灰飞烟灭，白子画为保全花千骨不惜牺牲自己以命换命，为花千骨续命。为了不让苏醒后的花千骨放弃自己辛辛苦苦挽回的生命，与之定下千年之约。不曾想，苏醒后的花千骨却等不了千年，不惜使用禁术，借助神器的力量，要前往千年之后，赴与白子画的千年之约。千年之后的花千骨失去了思想、意识，只当自己是个普通的女孩。但是在她周围却聚集着魔君杀阡陌、长留大弟子落十一、复仇者霓漫天等众多有着神奇能力的怪咖。一场寻找神器和寻找自己的奇妙旅程由此展开。大革命开始前的法国，人们在腐朽残暴的法国贵族统治下蓄势待发、风起云涌。此时，来自英国伦敦的年轻律师卡尔顿来到了多夫。一同抵达多夫的，还有伦敦银行的加维斯·劳瑞先生。在多夫，卡尔顿邂逅了随后也来自英国来的露茜·玛内特小姐。就在擦肩而过的一瞬间，卡尔顿为露茜小姐天使般的美丽所倾倒，从此深深地爱上露茜。Li Yifeng, born on May 4, 1987 in Chengdu, Sichuan, is a mainland actor, pop singer and film producer. He graduated from the School of Film and Television of Sichuan Normal University.Evacuation passageway如今的彭城一片纷乱，暂时避开几日也好。