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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.永平十五年八月末。从精绝古城归来后，雪莉杨发现鬼眼红斑诅咒降到自己身上，利用计谋让胡八一王胖子大金牙等人前往龙岭迷窟寻找龙骨天书，试图解除诅咒. 一路上步步涉险，遇到上古神兽铁头龙王，以人骨为食的红眼狼群以及大战人面蜘蛛，前路凶吉未卜，他们能否逃出生天两个人生活在一起，很多微小的细节都会在一起发生碰撞，徐风的要求虽然多，但是多半不逼迫，季木霖虽然愿意配合他，但是底线握的十分紧。For example, first define a function, which has three methods, namely win, lose and die. As long as a player dies, the game is over and its opponent needs to be informed of victory. The code needs to be written as follows:A family returns from a Grand Canyon vacation with a supernatural presence in tow《犯罪升级》是一部电视纪实片，该剧根据90年代在东北煤矿的震惊全国的特大武装抢劫案改编而成，是一部关于刑警与罪犯在更高智商、更高级别上进行的一场生死较量的电视剧。它不同于以往那些通过刑警的家庭、婚姻、子女问题…来展开故事的作品，而是把所有的空间和镜头集中在案件侦破的过程中。这是该作品特别显著的个性。该剧聘请了全国十佳律师岳成为法律顾问，使剧情、表演更符合法律规范，更为严谨。