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-Fan Deng (Founder of Fan Deng Reading Club)纽约港的码头上，以约翰尼为首的黑社会势力无情地压迫着码头工人们。曾经是拳击手的特里（马龙·白兰度 Marlon Brando 饰）来到码头为约翰尼工作。他的朋友乔伊因为向犯罪委员会揭发约翰尼等人的罪行，被其手下，也是特里的哥哥查理从楼顶上推下摔死。乔伊的妹妹伊迪（爱娃·玛丽·森特 Eva Marie Saint 饰）发誓要为哥哥复仇，与教区牧师巴里神父一起展开调查。知情人都不敢出面告发。特里也目睹了乔伊被害的经过，虽然同情伊迪的遭遇，想要帮她逃离黑社会的迫害，但他没有告发哥哥的罪行。在与伊迪的接触中，两人渐渐产生感情。当伊迪得知他是杀害哥哥的帮凶，她拒绝了他。之后哥哥也为了救特里而被约翰尼杀害。无数罪恶的事件让特里决心去揭发约翰尼的罪行。在码头上他被约翰尼的手下打成重伤，神父和伊迪赶来支持他，一直沉默的码头工人们也觉醒了，他们团结在一起，为了正义抗争..Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model板栗挑眉道：这样一柄玉如意，刘二伯在哪瞧见过？刘二顺听了，忙赔笑问道：可是特别贵重？板栗摇头道：岂止是贵重。经过五百年的轮回，前作中《聪明伦文叙》中的明代状元伦文叙等人，一起穿越历史时空来到了现代社会，大家聚集在咸蛋小学。