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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model夏洛克·福尔摩斯（本尼迪克特·康伯巴奇饰）不仅是著名大侦探更是一名时尚潮人，和他的好友兼得力助手约翰·H·华生（马丁·弗瑞曼饰）经历了一宗宗离奇的案件。每一个案件看似独立实则都有联系，两个人每解决一个案子，就又会出现新的难题和无辜受害的人。石距危机解除后，SSR班迎来了新伙伴，显得更加热闹了起来。而此时适逢百鬼幼儿园举办的春日祭，玉藻前和妖刀姬摆摊卖起了章鱼丸，阎魔、判官和小黑小白兄弟搭起了鬼屋，然而全校最红火的当属SR班的弈同学，他开的竞猜让全校师生输光了小妖怪却又欲罢不能。但在此时，有个饥寒交迫的身影倒在了校门口，发现情况的同学们都热心的对他伸出援手，可是这个孩子出现后发生的种种事件，为他的身世带来了重重的谜团......《青果巷》主要讲述了在城市发展的大潮中如何保护青果巷这条历史。名巷是摆在古城延陵人们面前的一个严肃课题，以海归画家王庚和历史学硕士青果为代表的有识之士为此百折不挠地坚持和努力着，王庚的前妻文迪和房地产商人谢伯昭等人却出于一己之私，极尽所能地破坏和阻挠着；当成熟宽厚的王庚邂逅年轻纯善的青果时，一场爱情展开了。然而，他们又哪里知道，无尽的艰难坎坷早已埋伏在他们感情前行的路途之上。伴随着青果巷的保护，一段段的恩怨情仇在王庚和青果、王庚和文迪、谢妙莹和庄少言，以及老一辈的唐思勉和杨紫云之间交替展开，或轰轰烈烈，或刻骨铭心，或缠绵悱恻，或凄凉哀怨，在古老宁静的青果巷中上演了一幕幕人间悲喜剧我们的相遇，是如此的无奈和不舍，离你近了，便是离痛苦近了，离你远了，便是离幸福远了。林桓与母亲、妹妹一起投奔广州的父亲，殊不料父亲因欠下大笔赌债而不知所踪。幸而得到智叔照顾，方在广州落下脚。在学校里，曾在赴穗船上与林恒不期相遇的女同学佩丹总是默默地帮助他，两人渐渐建立了深深的情谊。表葱岁月的感情总会遭遇到不同的阻挠，在佩丹母亲的威逼下，林恒离开了他最难割舍的初恋情人佩丹，从此两人失去联系，天各一方…　　至此，卡斯特的意识中永远烙上了惩罚的字样，他身着战服，从头到脚都武装起来，其明显标志就是展现在黑衣胸前的那个巨大的白色骷髅头像。在接下来的日子里，他便开始寻找并制裁那些他认为参与杀害他妻儿的相关歹徒。在多次直捣敌营，让罪犯横尸一片后，新闻媒体开始把替天行道、执行黑暗公正的他尊称为惩罚者。